(Incorporated in Texas) 

Orion180 is a founder-led (and) technology-focused specialty insurance group delivering innovative insurance solutions with a growing footprint across the United States. Our focus is on providing homeowners insurance in the coastal areas of the southern states.

Since beginning operations in 2018, we have organically grown to become the second-largest excess and surplus (“E&S”) lines homeowners insurance provider in the United States by direct written premiums with a presence in 14 states, approximately $601 million in managed premiums written for the last twelve (12) months ended June 30, 2026, and over 670,000 policies sold since inception. Our diverse product offerings across E&S and admitted homeowners’ insurance, private flood insurance, and a range of ancillary products are distributed through a network of more than 14,000 active independent agents as of June 30, 2026.

Our group is comprised of (i) our Services Companies, that provide MGA, claims management and other various insurance services and generated approximately 70 percent of the sum of the Services and Underwriting revenues including intercompany revenue earned through service arrangements in place between the Services segment and the Underwriting segment for the last twelve (12) months ended June 30, 2026, and (ii) our In-House Fronting Carriers that accounted for approximately 30 percent of the sum of the Services and Underwriting revenues for the last twelve (12) months ended June 30, 2026, including intercompany revenue earned through service arrangements in place between the Services segment and the Underwriting segment, and issue the insurance policies we sell while reinsuring the majority of the insurance risk to our panel of high quality reinsurance partners.

Our business is built on four core principles: (i) a relentless focus on innovation, (ii) real-time, data-driven decision making through our proprietary, end-to-end MY180 platform, (iii) ease of doing business, and (iv) long-term partnerships with our distribution providers and reinsurance partners. We are a technology-focused and data-driven organization: everything we do is underpinned by our superior data integrated into MY180. MY180 serves as the digital backbone for our entire operation – aggregating data from external and internal sources, automating underwriting and pricing, streamlining policy administration and claims processes, and providing seamless access for policyholders, agents, and internal teams – all through one technology platform. Our underwriting leverages advanced data science and machine-learning algorithms supported by real-time data and exposure management.

We have delivered superior underwriting results compared to the industry average, while rapidly growing our business with an average direct loss ratio of 36 percent since inception as of Dec. 31, 2025 — an outperformance compared to the homeowners insurance industry average of approximately 30 percentage points.

We initially launched in homeowners insurance because we identified a market ripe with opportunity – characterized by capacity withdrawal from incumbent insurers, inflexible products, and inefficient legacy technology. Our underwriting is focused on E&S within the homeowners segment, which offers greater flexibility, fosters innovation, and enables us to rapidly evolve to market conditions while providing the simplicity and coverage quality of traditional admitted policies. Building on our foundation in E&S and admitted homeowners’ insurance, we then entered the private flood insurance market in December 2024.

Note: Net income and revenue are for the 12 months that ended on June 30, 2026.

(Note: Orion180 Insurance Group Inc. filed its S-1 for its IPO on Aug. 20, 2026, without disclosing the terms. Estimated proceeds are $100 million, a placeholder figure.)